Fostering Sustainable Economic Development
Focusing on Tribal and Adjoining Rurual Communities.
OUR MISSION
About Us
Foster and facilitate sustainable economic developments and business ventures in tribal and adjoining rural communities.
We are a 501 (c)(3) nonprofit organization and Native Community Development Financial Institution (CDFI). We provide education, training, and direct lending of money to support local and regional economic and community development efforts, with emphasis on the Jamestown S’Klallam Tribe and its citizens as well as underserved people and residents of the Olympic Peninsula.
We provide small business, microenterprise, and consumer (credit builder) loans, which are either unsecured or secured by marine vessels (fishing boats), equipment, vehicles or other personal property. We are not mortgage lenders nor do we take real estate as collateral.
JST Capital fulfills its mission through loans and development services for:
- Financially distressed individuals.
- Small and startup businesses that do not typically qualify for traditional financing.
- Tribal commercial enterprises such as fisheries, seafood, and forestry industries.
- Businesses focused on creating jobs, supporting entrepreneurship, and community development.
What We Do
Provide loans and services to individuals and small businesses that improve the financial well-being of tribal people and enterprises, as well as others in the rural surrounding communities of the Olympic Peninsula.
Our Principals:
- We are a long-term investor;
- We believe that relationships matter;
- We value independent thinking;
- We are a conviction-based business;
- We are a flexible and nimble partner;
- We are intellectually curious; and
- We align JST Capital’s interests with the interests of our partners.
Our Board
Joe Allen, Chairman
Joe Allen is a tribal citizen and currently serves as the Jamestown S’Klallam Tribe’s Economic Development Authority Executive Director. Prior to his current role, he worked in tribal gaming for over 20 years, 10 of which as a manager. Joe sits on a number of boards including Clallam County Economic Development Council, North Olympic Development Council, and the Jamestown S’Klallam Tribe Executive Committee.
Laura Lee (Laurie) Stewart
Ms. Stewart is the President and CEO of Sound Community Bank headquartered in Seattle Washington. Prior to Sound, Ms. Stewart was a senior executive at Great Western Bank. She is a frequent speaker at conferences and colleges and has testified in both Washington DC and the Washington State Legislature on financial services issues.
Jeff Allen
Jeff is a tribal citizen and has a long career in banking. He has served as a Tribal Gaming Commissioner since 1995 and has served as a Tribal Council Member as well.
Who We Serve
Financially distressed individuals
Small and startup businesses
Tribal commercial enterprises
Businesses focused on creating jobs
Our Services
Featured Services
Loans to entrepreneurs and small businesses, or instead refer potential borrowers to other lenders or traditional sources of financing.
Personal, education and emergency loans are available to enrolled citizens of the Jamestown S’Klallam Tribe age 18 or older.
In conjunction with our lending services, we assist our clients exploring business ideas. We also provide education and counseling on building credit.
Our Supporters
JST Capital’s priority is to provide investment capital into the community where we live, work, and play. As a non-profit 501 (c)(3) corporation, we rely on outside investors to support our success reinvesting in the community. The acquisition of capital for operating and lending is limited.
Our Partners
